CashAfrica, a Nigerian contactless cost infrastructure supplier, has partnered with Meals Ideas, the quick-service eating place corporate that owns Rooster Republic, PieXpress, and The Chop Field, to carry cell tap-to-pay to Rooster Republic shops throughout Nigeria.
The partnership will let shoppers pay for his or her foods via tapping their smartphones on supported cost terminals. In line with CashAfrica, the rollout will likely be phased, beginning in Lagos earlier than increasing to Abuja and different places.
Rooster Republic has greater than 350 shops throughout Nigeria and recorded ₦60.9 billion ($45.7 million) in gross sales in 2023. The size of its operations provides CashAfrica a possible course to extend the adoption of tap-to-pay bills in Nigeria.
“It is a strategic partnership to take Cellular Faucet-to-Pay mainstream, whilst handing over the best-in-class cost revel in,” Malik Asamu, CashAfrica’s leader govt officer, mentioned in a observation. “Prior to now, Nigerian customers and traders may just gather transfers, playing cards, QR code, and money choices. This strategic partnership delivers a complete new layer of cost chances, created the Pan-African approach.”
The deal follows CashAfrica’s partnership with ChamsSwitch, a licenced switching and digital cost processing corporate, in Might to handle regulatory compliance and transaction-routing necessities that had slowed the adoption of its contactless cost infrastructure. It additionally builds on an earlier integration with PalmPay, which started rolling out contactless cost capability on its point-of-sale (POS) terminals in February 2025, beginning with a 1,000-device pilot.
Based in 2024 via Asamu and Bello Opeyemi, CashAfrica supplies cost infrastructure that permits banks and fintechs to combine contactless transactions into their current services and products. Its CashTap era makes use of near-field communique (NFC), a short-range wi-fi era that permits suitable gadgets to replace data when introduced shut in combination.
CashAfrica’s cell tap-to-pay product permits shoppers to start up bills with their telephones via taking part banking and fintech apps. A buyer opens a supported app, selects the tap-to-pay possibility, authenticates the transaction the place required, and faucets the telephone in opposition to a suitable POS terminal. Relying at the system, cost authentication can contain options equivalent to Face ID or fingerprint popularity, in line with CashAfrica.
Below the partnership with Meals Ideas, customers have interaction with PalmPay’s POS terminals for the cost, whilst CashAfrica provides the era that permits the contactless transaction. ChamsSwitch, in the meantime, helps the agreement facet of the transaction. Asamu informed TechCabal in an interview that the corporate acts as a regulatory and infrastructure spouse, serving to facilitate finances motion between the fintechs and operators concerned within the cost.
“ChamsSwitch is a regulatory spouse that permits us to do a large number of pass settlements,” he mentioned. “If Rooster Republic is amassing tap-to-pay, a large number of that cash must be shifting within the background, equivalent to T+1 settlements and end-of-day settlements. ChamsSwitch is closely enthusiastic about that.”
CashAfrica mentioned it’ll introduce the provider steadily earlier than making cell tap-to-pay to be had throughout all 350-plus Rooster Republic shops. The corporate additionally plans to paintings with extra banks and fintechs to amplify the choice of shoppers who can use the characteristic via their current apps.
“Buyer revel in has at all times been on the middle of Rooster Republic, and we frequently search for techniques to make each meal quicker, more straightforward and extra handy,” Solomon Ojelade, head of finance at Rooster Republic, mentioned within the observation. “Our partnership with CashAfrica brings that dedication into the cost revel in, giving our shoppers get entry to to a quick and seamless Cellular Faucet to Pay possibility throughout our shops.”
At Rooster Republic, shoppers is not going to pay a separate rate to make use of cell tap-to-pay, Asamu informed TechCabal. As an alternative, the service provider will pay CashAfrica for transactions processed via its infrastructure. The corporate mentioned it fees a proportion of every transaction, generally between 0.1% and 1.5%, relying at the association.
CashAfrica is having a look to capitalise on Nigeria’s rising use of digital bills. In 2024, digital transactions processed in the course of the Nigeria Inter-Financial institution Agreement Machine’s quick cost machine surpassed ₦1 quadrillion ($803 billion). The corporate intends to show that enlargement into the adoption of a more moderen cost manner.
Asamu mentioned the corporate has signed different partnerships with companies the place shoppers often make in-person bills, together with quick-service eating places and supermarkets, and can announce them within the coming months.
“The alternate within the reasonable Nigerian buyer intake development in monetary era has allowed us to peer wind within the sails of contactless bills,” he mentioned. “We make the wager and proceed to wager on contactless bills.”
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